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Insurance Carrier Liability and Workers' Compensation

Compensation Third-Party Litigation)

Social Security Disability Payments and Representative Payees

When a Social Security disability beneficiary is a minor child or legally incompetent adult, the Social Security Administration (SSA) will select a representative payee to manage the beneficiary's disability payments. A representative payee, who can be either an individual or an organization, is charged with the responsibility of disbursing the funds for the beneficiary's present needs and saving any remaining funds for the future. Payment of the beneficiary's "needs" should include food, clothing, shelter, utilities, dental and medical care, and personal comfort items.

What is Social Security Disability Insurance?

The Social Security Disability Insurance (SSDI) program was created through the Social Security Act of 1935 to partially replace an individual's lost earnings due to a physical or mental impairment that prevents the individual from working. A qualified disabled worker's condition is one that leaves the individual unable to engage in any substantial gainful activity by reason of a medically determinable impairment that has lasted or is expected to last at least twelve months, or to end in death.

Degrees of Disability and Corresponding Benefits

Temporary Disability

Recreational and Social Activities

Within the Course of Employment)