It should have been just a quick trip to the supermarket to pick up a few things to make dinner. Unfortunately, things do not go according to plan. As you were pulling into the parking lot, you were rear ended by a distracted driver. The accident pushed your car into another vehicle that was waiting to pull out of the parking lot, so your sedan has impact damage in the front and the back. You are still waiting on a quote for the damages, but the insurance company may decide to total it.

In addition to the damage to the car, you suffered a broken nose from the airbag and a back injury that, according to your doctor, may require surgery. Your quick trip to the supermarket turned into a nightmare that could cost thousands. The distracted driver’s insurance company has already called you and offered a settlement amount. It seems like it might cover your medical expenses and your lost wages, but you are not sure if it is the right move.

Wait for guidance before making any moves

While you certainly have the right to accept the insurance company’s offer, an accident attorney can advise you on the best possible course of action. It is the insurance company’s goal to pay out as little as possible on claims and if you accept their initial offer without first consulting a Connecticut lawyer, you may be left on the hook for future medical expenses associated with the accident. Read further for additional reasons you should consult a personal injury attorney.

Since the accident caused you to suffer a back injury, you will probably be dealing with the effects for a year or more. Long-term injuries can affect your employment and the quality of your life. It can be very difficult to prove long-term disabling injuries. An attorney will know how to handle the insurance company. He or she will also understand what kind of evidence is required from your doctor to prove your injuries.

The insurance company may not be willing to pay you a fair amount for your injuries and the damage to your car. An experienced attorney will fight for your interests so that you receive the compensation that your deserve.

Before you agree to a settlement offered by the other driver’s insurance company, be sure that you have explored all of your options and that you understand your rights. Contact a Fairfield County personal injury attorney for advice on handling your car accident case.