If you suffer a work-related injury or illness, you qualify to file a claim for workers’ compensation benefits.
Although the submission process is not complicated, you may want additional help since the insurer may deny your claim initially.
What the insurance covers
The no-fault Connecticut Workers’ Compensation System covers workers injured on the job including those who were at fault for accidents that resulted in their injuries. Benefits include:
- Payment of medical expenses
- Necessary medical treatment
- Temporary total disability or total disability benefits
- Permanent partial disability benefits
- Weekly benefits while disabled
- Vocational rehabilitation
You should seek prompt medical attention if you sustain a work-related injury. Not only is this necessary for your wellbeing, but the medical report is important when the time comes to file for workers’ compensation benefits. The next step is to inform your employer about your injury in writing, even if you have already done so verbally. Your employer should respond with a workers’ compensation claim form for you to complete. The requested information will include the date, time and location of the incident, the type of injury you sustained, who else had involvement, and what kind of medical treatment you have received.
If this is the first time you have filed for workers’ compensation, you may want legal guidance to help you avoid any missteps in completing and submitting the claim. Keep notes about your treatment and how the injury is affecting your daily life. If the insurer denies your claim, your advocate can help you reapply using additional information about your injury.